10 Ways to Avoid Overspending This Christmas
Christmas can get expensive by shopping for everyone on your list and attending holiday parties. There are a few steps that you can follow to ensure that you don’t end up with empty hands and a huge credit card bill:
Make a list
Make a proper plan and list for buying stuff for Christmas. Don’t buy the things which are not mentioned in your list. It will save some cost.
Set a budget
Plan how much you want to spend on the gifts. Set aside a certain amount of cash as savings and go ahead with budgeted cash for shopping. For online shopping, save receipts and make sure to keep records of your spending.
Don’t get drawn in by “biggest SALE of the season” advertising
During Christmas Eve, you can count on retailers trying to tempt you onto their website or into their store to take advantage of the Christmas savings. Try to avoid buying the things you really don’t need, even if it is offered at low cost
Understand the true meaning of Christmas
Remembering the main purpose of celebrating this Eve. Christmas is celebrated because of the birth of Jesus helps get things back in perspective.
Wait until the after-Christmas sales. Buy wrapping paper, lights and other decorations once they go on sale the day after Christmas.
Take advantage of gift card specials
If there are items that can be purchased by using gift cards, buy the gift cards first, then use them to buy gifts—and set aside your spending for future purposes.
Look up at current sales and compare to other retailers offering the same product. Choose the best option.
Shop consignment stores for holiday clothes for the kids
If you wish for the perfect holiday outfit for your kids on Christmas, you can drop quite a bit of money into a complete outfit for a rapidly growing child. Many consignment shops offer new clothing for a fraction of the original cost.
Attend FREE holiday events
Many churches or communities offer free events such as plays, light displays,and festivals. These free events offer a lot of great family fun for free of cost.